Motion for summary judgment granted: no coverage under equipment breakdown policy.

Motion for summary judgment granted in favor of equipment breakdown insurer.  Court found that Hurricane Katrina claim by an apartment operator for replacement of a large, commercial A/C unit should be dismissed because the insured "replaced the chiller in question, not because the motor actually failed or burned out due to power surges resulting from Hurricane Katrina, but instead as 'preventive maintenance' because the chiller might fail or burn out at some point in the future if not repaired, and such a proactive maintenance decision does not constitute an 'accident' for purposes of equipment breakdown coverage under the policy in question."